Ryan Seward - RE/MAX Select Realty



Posted by Ryan Seward on 2/15/2018

Trying to choose colors for the inside and outside of your home can be awfully tricky. Finding which shades mix in order to decorate your rooms can seem dizzying. With a little confidence and some knowledge, youíll be able to find colors that youíll love for a long time to come. Hereís some tips to help you find the right mix for your homeís color scheme. 

Look For Inspiration


Whether youíre in your friendís living room and see a color combo that you really love, or are looking in a magazine and see something unique, make note of it for your own uses.  


Find Colors That You Can Live With


While bright green and orange may look cool together, can you really live with these hues in a room? Discover what colors make you feel a certain way. If the room is meant to make you feel calm and collected, youíll want to find colors that are soothing to you and your soul. If the room is meant to be more energizing, youíll want to pick a more vibrant, energetic color. Keep in mind that the color in a room affects the mood of the room. 


Get Plenty Of Samples


From sample color swatches to small cans of paint samples, thereís plenty of resources at your local hardware store to get you started on finding the perfect colors for a room. Be sure to hold the swatches up in different lighting and see how they look in the space by going around the room from wall to wall. This will help you to see how the color will look once itís actually painted on the walls in different lighting.


Find Matches


The next question that youíll have once you get your paint up is what kind of colors will go well in this room. Itís good to have a few ideas in mind. If you already own a sofa, for example, start by working with that color. If the sofa is brown, for example, you may not want brown walls as well. Work with what you have first. If youíre buying new furniture and accessories, you may want to work with what youíre hoping to put in the room. The task of choosing colors for the interior of your home involves thinking about both design and function.           


Nature Has Some Answers For You


If you really love the beach, think of the colors that are present there. Thereís tan colored sand along with blue skies, blue water, and touches of green from seagrass, trees, and other plants. Natureís color palette is quite extensive and the good news is that all of the landscapes match! It you look around in nature, you can get a great idea for the beginnings of a fantastic color scheme for any room in your home.





Posted by Ryan Seward on 2/8/2018

The home inspection may seem like a standard thing that you need to go through in the process of buying a home. Really, youíre paying for the home inspection, and itís a huge opportunity for you. As a home buyer, you should look at the home inspection as an educational event for homeowners. Youíll learn a lot about the history of the property that youíll be living in. From water that may have been present in the basement to a leaky roof, youíll get to know your new home and how everything works.


When you hire your home inspector, he or she may seem like they are talking to experts. For this reason, itís a good idea to ask questions during the inspection so that you can clarify what the inspector is talking bout.


Is This Problem Urgent?


Itís a good idea to see how soon any problems in the house need to be fixed. If the roof needs to be replaced within 3-6 months and your finances are tight, itís something that youíll want to know about. While home inspectors will reserve their opinions about a property overall, professionally, they can tell you how big of an issue certain things are. You may need to hire a certified professional who specializes in a certain area like plumbing or electricity for further evaluation in many cases. For your own knowledge, itís a good idea to know what needs to be done around the property and when.             


Take Notes


Youíre never going to remember where everything is in the house on the first pass. Itís a good idea to carry a notepad with you when youíre going through the home. Make notes of any major issues, where they are, and how to fix them. This way, even after the inspection report is sent, youíll have something to refer back to.  


Is This At The End Of Its Lifespan?


Your home inspector will take a look at all of the moving parts of the home that youíre about to purchase. This includes the appliances. Is the dishwasher on its last leg? Will you need a new refrigerator very soon? Is that creak in the floor more than just a problem with a floorboard? If you find out what to expect from both the major and minor issues in the home, youíll have a better idea of what to expect from the property overall. 


Home inspectors give you an overview of the condition of a home. Inspectors will tell you that there is no home that comes completely clean when it comes to an inspection. Even a brand new home that was just built will have some issues. While it may not be the most fun to find out that your new home needs a new roof, at least you and your realtor will know what needs to be brought to the negotiation table if you decide to go through with the purchase of the home.





Posted by Ryan Seward on 2/1/2018

If you strive to make your home unique and have a particular style in mind, it can be difficult to find the right decorations to meet your needs. 

With a Target in every town and strip malls containing the same stores carrying the same mass-produced furniture and decorations, where can you turn to find handmade home decor? In this article, weíll share with you five sources for just that.

Etsy

What started as a project in the founderís New York apartment in 2005 has turned into a multi-million dollar online business. Etsy is the undisputed champion retailer of handmade goods.

From clothing to home decor, if you can think of it youíll likely find someone who makes it and sells it on Etsy. One of the advantages of Etsy is being able to contact the seller personally and ask questions or make custom requests. This makes Etsy one of the best ways to find home decor that is made to order.

Another benefit of Etsy is how easy it is to search and browse. If you arenít ready to buy an item or want to wait for a second iteration, you can always follow the seller or save them item for later on when youíre ready to purchase.

Pinterest

We know what youíre thinking. Pinterest is a place where you pin photos of home decor, not a place where you buy it. And while that may be true, itís also a great way to find handmade goods that you might not see anywhere else. Hereís how to find handmade goods on Pinterest.

  1. Search for and follow Pinterest boards that are created by or related to handmade home decor. Youíll find hundreds of boards like this already in existence.

  2. Start pinning some of your favorite items so you can research them more later.

  3. Pick the items youíd like to purchase off of your board and research the maker of those items. Oftentimes, the people who made the items are the ones who initially pin them. Other times the pins lead directly to the sellers webstore.

  4. If you canít find a webstore to buy the item from, try contacting them directly to see if the item is for sale online

Polyvore

Polyvore is a fascinating website. Itís like if you took Pinterest, a dressing room, and a webstore and mixed them together. Polyvore is often used for clothing, however they have a growing selection of furniture and home decor available.

You create an ďoutfitĒ of furniture and home decor to see how they will look together. Then you can place an order for the items you want to buy.

Ebay

Before Pinterest, many craftsmen sold their goods on Ebay. And many still do to this day. Ebay is also a good place to find second-hand, unique home decor that you wouldnít find anywhere else. And, if youíre lucky, you can win bids on items at a low price.

Uncommon Goods

Uncommon Goods might not have common goods, but they do run a very conventional and straightforward online store that is easy to use and contains a range of unique home decor that you wonít find anywhere else.




Categories: Uncategorized  


Posted by Ryan Seward on 1/25/2018

No homeowner wants to borrow more money. However, if youíre experiencing hard financial times or looking for a way to fund a home improvement project, there are ways to borrow money with your home as collateral.

In this article, weíre going to talk about home equity loans and home equity lines of credit (HELOC). Weíll explain how they differ and break down their benefits and risks.

Before the bubble

Before the financial crisis of 2007-2008, many homeowners were borrowing readily based on the equity of their home. Interest rates were low on home equity loans, encouraging homeowners to leverage their portion of homeownership.

During the recession, however, all of that changed. People owed more money on their mortgages than their homes were worth, and banks became reluctant to lend.

In recent, years, however, house prices have been creeping back up, and banks and homeowners alike have gained confidence in the equity of their home.

As a result, a growing number of homeowners are turning back to home equity loans and lines of credit as a source of low-interest financing.

So, what exactly are these loans and credit lines?

The difference between a home equity loan and a line of credit

A home equity loan is a lump sum of money that you borrow which is secured by the value of your home. Typically, home equity loans are borrowed at a fixed rate. Lenders take into consideration the amount of equity you have in your home, your credit history, and your verifiable income.

A home equity line of credit (HELOC) is a bit different. Like a credit card, you are able to borrow money as you need it via a credit card or checks. HELOCs often have variable interest rates, which means even if youíre approved for an initial low rate it could be increased. As a result, HELOCs are better suited for borrowers who can withstand a higher leverage of risk and variation each month.

Is now a good time to borrow?

If youíre a homeowner, thereís an understandable temptation to use the equity youíve built over the years to your advantage. In some cases, home equity loans and HELOCs can earn you better interest rates than other forms of borrowing.

However, as with other loan types, itís important for homeowners to realize that HELOCs and home equity loans are not the same as having cash in your savings account.

Another danger that borrowers face is the potential for foreclosure if things go badly. While most lenders wonít seek foreclosure after a few missed payments, your home has been put up as collateral for repaying the loan. Most lenders will choose to sell a defaulted loan to a collections company rather than seek foreclosure.

Ultimately, the best course of action is to avoid borrowing unless it will help you out financially in the long term. However, for those with high home equity who may, for one reason or another, need to borrow, a home equity loan or line of credit might be the best choice.





Posted by Ryan Seward on 1/18/2018

Want to add your condo to the real estate market? As a condo seller, you'll want to do everything possible to prep your residence so you can streamline the property selling process. Fortunately, we're here to help you do just that.

Here are three tips to help you simplify the condo selling process.

1. Conduct a Property Appraisal

What you paid for your condo a few years ago is unlikely to match what your residence is worth today. Therefore, a condo seller should conduct a property appraisal to understand the true value of his or her residence.

A property appraisal may prove to be exceedingly valuable for a condo seller. This appraisal ensures a property expert will examine your residence both inside and out and help you uncover any problems with your condo. Then, you can allocate the necessary time and resources to complete any condo repairs or mainteanance to boost your property's value.

With a property appraisal, you can learn about your condo's strengths and weaknesses and plan accordingly. You'll also be able to establish a "fair" price for your home based on your property's condition.

2. Declutter Your Condo

For condo sellers, decluttering a property is paramount. With a clutter-free condo, you can make it easy for condo buyers to envision what life would be like if they purchase your residence.

To declutter a condo effectively, you'll first want to remove any personal belongings from your property. Antiques, photographs and other personal belongings can be put in storage until your condo sells.

Furthermore, don't forget to clean your condo's interior as much as possible. A pristine interior can boost your condo's chances of making a positive first impression on property buyers as soon as they walk through the front door.

If you need extra help with condo cleaning, don't hesitate to hire a professional cleaning company. By doing so, you may be able to transform an ordinary condo into an awe-inspiring property.

3. Work with a Real Estate Agent

When it comes to selling a condo, why should you be forced to leave anything to chance? Conversely, work with a real estate agent, and you can take the guesswork out of selling your condo.

A real estate agent with condo selling experience understands what it takes to promote a residence to the right groups of property buyers. This real estate professional will go the extra mile to ensure you can move quickly and effortlessly through the condo selling process.

For example, a real estate agent will set up condo showings and open houses. These events will make it easy to showcase your residence to property buyers and increase your chances of receiving multiple offers on your condo.

A real estate agent also serves as a housing market expert. He or she will be ready to respond to any condo selling queries, at any time. That way, you can receive the support you need to make informed condo selling decisions.

Leverage these tips, and you can simplify the condo selling process.




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